Your Financial Command Center

Advanced EMI Calculator

Calculate home, car, or personal loan EMIs with amortization schedules.

How it works: Breaks down interest/principal with visual charts and supports Indian FY calendar.

Home Loan Prepayment

Calculate interest and tenure saved by prepaying your home loan.

How it works: Simulates extra monthly or one-time lump-sum payments across your amortization curve.

Agri Gold Loan Calculator

Supporting 6-month compounding and part-payment interest saving logic.

How it works: Models bullet repayments where interest is compounded half-yearly.

Balance Transfer Calculator

Calculate potential savings when switching lenders for a lower rate.

How it works: Evaluates processing fees vs interest difference to recommend switching.

SIP Calculator

Estimate future returns on systematic monthly mutual fund contributions.

How it works: Calculates compounding returns from recurring monthly investments over years.

Compound Interest Calculator

Visualize long-term growth with highly adjustable compounding frequencies.

How it works: Uses the A = P(1+r/n)^(nt) formula with interactive charts.

Lumpsum Investment Calculator

Predicts future maturity value for one-time bulk investments.

How it works: Evaluates single-payment maturity using expected annual growth rate.

PPF Withdrawal & Closure

Calculate premature closure penalties, loan amounts, and partial withdrawal restrictions.

How it works: Backwards engineers current PPF balances to strictly implement 50% & 25% statutory withdrawal limits and 1% penalty closures.

Step-Up SIP Calculator

Factors in a yearly percentage increase in investment amounts.

How it works: Simulates compound growth with an expanding contribution baseline annually.

SWP Calculator

Plan regular monthly withdrawals from your accumulated corpus.

How it works: Simulates monthly withdrawals while the remaining balance continues to earn expected returns.

Fixed Deposit Calculator

Calculate maturity amount and interest earned on your FD investments.

How it works: Predicts maturity using different compounding frequencies.

Recurring Deposit

Calculate your RD maturity amount and total interest earned.

How it works: Employs quarterly compounding math for monthly deposits.

Salary to In-Hand

Calculate exact inside-hand monthly income by removing PF and Taxes from CTC.

How it works: Deducts Employer PF, Employee PF, and Professional Tax to arrive at Net Take-home.

Rent vs Buy

Advanced financial model to compare buying a home vs renting & investing.

How it works: Compares property appreciation against compound interest from investing your down payment and EMI-rent difference.

HRA Exemption

Calculate tax-free HRA and taxable HRA components.

How it works: Evaluates three Income Tax conditions to find the lowest exempt value.

Retirement Corpus

Estimates the total fund needed based on current expenses and projected inflation.

How it works: Uses inflation indexing to forecast required monthly living expenses post-retirement.

FIRE Calculator

Determine exactly when you can achieve Financial Independence and Retire Early.

How it works: Applies the 4% Safe Withdrawal Rate rule against aggressive savings ratios.

Income Tax Calculator

Compares liability exactly between Old Tax Regime and New Tax Regime.

How it works: Incorporates Section 80C, standard deductions, and tax slabs.

PPF Calculator

Project secure returns and EEE tax-free status over a 15-year lock-in.

How it works: Models fixed-income growth over an initial 15 years with possible 5-year extensions.

NPS Calculator

Simulate your pension corpus and monthly annuity on retirement at age 60.

How it works: Breaks down lumpsum withdrawal max limits (60%) vs mandatory annuity rates (40%).

NPS Withdrawal 2026

Calculate Tier-I statutory withdrawal, partial exit, and premature exit limits.

How it works: Strictly enforces the updated 2026 NPS lump sum and annuity rules based on age, corpus and tenure.